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Bankruptcy Bankruptcy is a legally asserted inability or impairment of ability of an individual or organization to pay their creditors. Creditors may file a petition against a debtor (“involuntary bankruptcy”); however, a majority of cases begin by a debtor filing a petition (“voluntary bankruptcy”). Although and individual or business is permitted to perform certain actions (i.e., file motions, objections, claims, appearances, etc.) in a bankruptcy proceeding, these actions may not necessarily be wise choices. The best chance of optimizing any bankruptcy proceeding, whether as debtor or creditor, is to use the assistance of knowledgeable and experienced bankruptcy counsel. For example, unlike most other areas of law where a "good reason" can sometimes be sufficient grounds for a court to allow a late filing, the Bankruptcy Court has no authority to waive filing deadlines in many instances no matter what the reason. The primary reason for the harshness is the Bankruptcy Code's purported desire to provide debtors with a “fresh start.” John J. Balkunas, Jr., Esq. has over 15 years of experience providing representation to secured and unsecured creditor businesses, banks, credit unions, and individuals in bankruptcy. Additionally, he has represented hundreds of debtor businesses and individuals over his legal career. Attorney Balkunas is well versed in the various forms of relief available to creditors and debtors under Chapter 7, 11, 12, and 13 of the Bankruptcy Code. He has filed many Proofs of Claim, Motions for Relief from Stay, Nondischargeability Complaints, Petitions, Plans, and a wide array of pleadings to chart the creditors and debtors course in bankruptcies as effortlessly as possible. Our office can ensure that you or your company makes the best decisions possible in any bankruptcy action, whether as creditor or debtor, by asking the right questions to assess your unique situation, and explaining your options in language you can understand. If you or your business has the need for bankruptcy services, contact our office to schedule a free initial consultation to discuss the legal options and what our office may be able to do for you. For more information on our firm please contact us. |
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Notice: We are a federally designated Debt Relief Agency under the United States Bankruptcy Laws. A portion of our practice consists of assisting businesses and individuals with finding solutions to their debt problems, and where appropriate, representing them with the filing of petitions for relief under the United States Bankruptcy Code. |
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